Modernize Your Banking Core
Break free from rigid legacy mainframes. Implement a modern, agile Core Banking System that empowers rapid product launches and ultimate operational efficiency.
The Industry Challenge
Traditional banks are strangled by decades-old monolithic CBS platforms (like AS/400). These systems are incredibly expensive to maintain, unable to operate in real-time 24/7, and make launching new financial products a multi-year nightmare.
- ✕Batch processing causing overnight blackout periods
- ✕Extreme difficulty integrating with modern mobile apps and fintechs
- ✕Dwindling talent pool of COBOL/legacy engineers
- ✕High licensing fees for inflexible architecture
Cost of Inaction
Banks that cannot offer real-time balances, instant transfers, or connect to Open Banking APIs will rapidly lose their customer base to agile neobanks.
The Unified Solution
Xamta orchestrates complex CBS migrations. We replace monolithic mainframes with a composable, cloud-native banking architecture built on robust accounting engines and microservices.
Real-Time Ledger
Move from batch overnight processing to instant, 24/7 continuous accounting.
API-First Design
Easily expose services to third-party developers, mobile apps, and Open Banking networks.
Cloud-Native
Deploy securely on private clouds or AWS/Azure for infinite scalability and redundancy.
Core Odoo Modules
Essential applications configured specifically for your industry workflows.
General Ledger Master
The immutable source of truth for all financial movements.
Customer Information File (CIF)
Unified 360-degree view of all client accounts and history.
Loan & Deposit Engines
Flexible product configurators for calculating interest and terms.
Compliance & Reporting
Automated generation of central bank and regulatory reports.
Automate Complex Decisions
We don't just implement ERPs; we supercharge them with AI agents that act on your behalf.
Automated Loan Origination
AI agents process applications, analyze risk, and underwrite loans in minutes instead of weeks.
Predictive Liquidity Management
Machine learning predicts branch cash requirements and overall bank liquidity needs accurately.
Conversational Banking Assist
Secure, LLM-powered virtual assistants help customers execute complex banking commands via natural language.
System Architecture
How data flows through your enterprise stack.
Expected ROI
Time-to-Market
Launch new financial products rapidly.
Maintenance Windows
True 24/7/365 availability.
TCO
Lower Total Cost of Ownership vs legacy mainframes.
Regional Cooperative Bank
"Migrating from a 20-year-old on-premise CBS to a modern cloud-native architecture seemed impossible. Xamta managed the data migration flawlessly, giving us real-time banking overnight."